Low Cost of Living, Senior-Friendly Taxes, and Expanding Amenities Set the Stage for Golden Years in the Garden City
Augusta, Georgia, long known for hosting the iconic Masters golf tournament, is now earning national attention for another reason—its appeal to retirees. According to Kiplinger’s newly released 2025 report, Augusta ranks among the best places in the country to retire, thanks to its affordability, quality healthcare, and growing cultural scene.
With a population of just over 200,000, Augusta offers a comfortable small-city vibe while still providing plenty of big-city amenities. Seniors make up 14.8% of the population, and the city has increasingly tailored its resources and infrastructure to accommodate older residents.
A Cost-Effective Retirement Choice
One of Augusta’s biggest draws is its low cost of living. Retirees can expect to spend about 20% less than the national average on everyday expenses, from groceries to housing. The average income for the 65+ population in Augusta stands at a respectable $532,100, reflecting strong retirement portfolios and affordable living that help stretch retirement dollars further.
Georgia is also rated as “Most Tax Friendly” for retirees by Kiplinger’s, offering exemptions on Social Security income and generous deductions for other types of retirement income. This makes Augusta not only a charming Southern retreat, but a financially savvy one as well.
Revitalization & Recreation
Once primarily known for its golf scene, Augusta is undergoing significant revitalization efforts aimed at diversifying its appeal. The city’s walkable downtown now features new restaurants, art galleries, museums, and live music venues, creating a lively and enriching environment for active seniors.
Nature lovers will find plenty to enjoy with outdoor activities along the Augusta Canal and Savannah River, including walking trails, bike paths, kayaking, and scenic boat cruises. These amenities encourage an active lifestyle and provide a beautiful natural backdrop to daily life.
Lifelong Learning & Healthcare Access
Augusta also benefits from being a college town, thanks to Augusta University. The university offers free classes for Georgia residents aged 62 and older, promoting lifelong learning and community engagement. This academic presence supports a vibrant cultural atmosphere while contributing to high-quality healthcare services in the area.
The region is anchored by three major hospitals and a network of specialists with a strong focus on oncology, geriatrics, and senior health, giving retirees peace of mind and access to comprehensive medical care.
Community & Quality of Life
Kiplinger’s gave Augusta a community score of 57, reflecting a growing sense of connection and purpose among residents. Whether enjoying the energy of downtown or the tranquility of riverfront trails, retirees in Augusta can find both social enrichment and serene escape.
As more Americans seek affordable, health-conscious, and engaging retirement options, Augusta is emerging as a top-tier destination. For those looking to retire where Southern charm meets financial sense, Augusta, Georgia, may just be the perfect place to plant new roots.